flatandy
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Post by flatandy on May 1, 2023 7:00:51 GMT
Child care is actually the one non-negotiable expense. And is a massive problem for people on low- to mid- incomes.
Having 800k in house equity and 180k household income, you can afford it unless you’re spaffing cash on useless frivolities. Like private education. Send the kids to a normal school like normal people and don’t educate them to be elitist freaks and scum and you can afford everything else. Buy a normal sized house too and you’ll have cash coming out of your ears.
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Post by perrykneeham on May 1, 2023 7:02:08 GMT
Also, the hubby could give up work.
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flatandy
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Post by flatandy on May 1, 2023 7:19:48 GMT
Nobody should give up work unless they want to. Unaffordable child-care is a serious problem in many countries. Particularly the UK.
Unlike school fees. I also wonder what car she owns. And what difference 5% tax on the money she earns over 125k makes. If she earns 150k that’s an additional 1.25k she’ll be paying. 100 quid a month. She probably spends more of coffee from Starbucks. If she earns even more than that then I’ve been underestimating how whiny she’s being.
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Post by perrykneeham on May 1, 2023 7:22:50 GMT
Ah, but what is "afdordable" for people like this? Education is affordable if you don't choose to go private. Both are affordable if you choose not to have kids.
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flatandy
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Post by flatandy on May 1, 2023 7:35:43 GMT
Childcare is totally affordable for these people. But they probably don’t expect less than a full-time nanny.
For normal people on low incomes having somewhere to park the offspring safely between the end of the school day and the end of the working day can take a massive proportion of their salary, enough to keep them from working at all.
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mids
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Post by mids on May 1, 2023 7:41:18 GMT
They're probably despicable remainers who are whining that they don't have an endless supply of East Europeans to work for them for next to nothing.
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flatandy
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Post by flatandy on May 1, 2023 7:43:28 GMT
Depressingly, Mids is probably right.
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ootlg
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Post by ootlg on May 1, 2023 11:51:16 GMT
Aye, Brexit eh? But as Baloo said, why doesn't he give up work and look after the kids? He probably earns less than than the creche costs + delivery expenses and time taken anyway. And maybe he could work from home, reinvent himself.
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Post by Repat Van on May 1, 2023 16:45:41 GMT
Child care is actually the one non-negotiable expense. And is a massive problem for people on low- to mid- incomes. Having 800k in house equity and 180k household income, you can afford it unless you’re spaffing cash on useless frivolities. Like private education. Send the kids to a normal school like normal people and don’t educate them to be elitist freaks and scum and you can afford everything else. Buy a normal sized house too and you’ll have cash coming out of your ears. How do you know what size their house is? What is a “normal” sized house? She has not, that I see complained about the cost of childcare. Just pointed out that her expenditure is largely on monthly bills and other required spending. Not being pissed up the walk on drugs, sex and alcohol. |
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Post by Repat Van on May 1, 2023 16:48:08 GMT
You can’t really undo having children. Unless you are saying she just dumps them at social services to reduce her childcare fees but surely not even you’re that stupid. Lifestyle, dear - you know, the whole thing. Children cost money. Once you have them you cannot avoid that. |
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Post by Repat Van on May 1, 2023 16:51:44 GMT
Why are you assuming I have assumed that? If you have kids and want to work you need childcare. That’s a fact. Whether family provided or otherwise. Unless you are one of the minority of people who employers let them bring their kids to work with them full time (and who is capable of working for pay and watching their kids at the same time.) Point is OneOfThe’s point is incorrect. It’s not optional expenditure and in this woman’s case it clearly is not optional. So talking about people who don’t have to incur that expense is a red herring. Of course it's optional - do you imagine it's mandatory? Childcare is absolutely mandatory for responsible parents who do not plan to leave their children home alone. If you are suggesting it’s not mandatory because they can just leave their toddlers home alone you are being stupid. |
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Post by Repat Van on May 1, 2023 16:53:27 GMT
Also, the hubby could give up work. No he couldn’t. Unless you think their childcare fees are greater than his income. And nobody should have to give up work to meet a cost of having children. This is as stupid a comment as suggesting they become homeless to avoid mortgage payments. |
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Post by Repat Van on May 1, 2023 16:54:01 GMT
That was a nonsensical word salad. It seems like it's only you struggling with it. Have another go at it. I have zero interest in wading through your word salad. |
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Post by Repat Van on May 1, 2023 16:54:29 GMT
Of course it's optional - do you imagine it's mandatory? You know her personal circumstances, do you? She seems to exercise other options, doesn't she? Yes I do know her personal circumstances. She shared them. Nobody chooses paid for childcare over an equivalent free option. Nobody. |
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Post by Repat Van on May 1, 2023 16:55:34 GMT
She has other options. There is no compulsion here. These circumstances haven't been sprung on her. She does not have other options. She has to pay for childcare. If she did not, she would not. |
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Post by Repat Van on May 1, 2023 16:57:48 GMT
Aye, Brexit eh? But as Baloo said, why doesn't he give up work and look after the kids? He probably earns less than than the creche costs + delivery expenses and time taken anyway. And maybe he could work from home, reinvent himself. He earns £50k. That is a huge lost to the family finances plus nobody should have to quit work to have kids. To your point on her complaining on how challenged their finances are, dropping childcare and also dropping £50k worth of income is not going to assist in that problem is it? |
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Post by perrykneeham on May 1, 2023 17:13:02 GMT
Also, the hubby could give up work. No he couldn’t. Unless you think their childcare fees are greater than his income. And nobody should have to give up work to meet a cost of having children. This is as stupid a comment as suggesting they become homeless to avoid mortgage payments. Haha. Talk about looking at it upside down! Who mentioned becoming homeless? That's a mental assertion. They could just buy somewhere cheaper. |
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Post by perrykneeham on May 1, 2023 17:14:01 GMT
Aye, Brexit eh? But as Baloo said, why doesn't he give up work and look after the kids? He probably earns less than than the creche costs + delivery expenses and time taken anyway. And maybe he could work from home, reinvent himself. He earns £50k. That is a huge lost to the family finances plus nobody should have to quit work to have kids. To your point on her complaining on how challenged their finances are, dropping childcare and also dropping £50k worth of income is not going to assist in that problem is it? She could take her kids out of private education. It's hardly a right. |
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Post by perrykneeham on May 1, 2023 17:15:48 GMT
She has other options. There is no compulsion here. These circumstances haven't been sprung on her. She does not have other options. She has to pay for childcare. If she did not, she would not. Idiocy. I do enjoy a childless spinster giving it the biggun about the tragedy of private school fees. |
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Post by perrykneeham on May 1, 2023 17:17:00 GMT
It seems like it's only you struggling with it. Have another go at it. I have zero interest in wading through your word salad. Do you need more time? |
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